How to compare dog insurance in the UK
Learn how to compare dog insurance policies to find the best policy and price for you.
Read morePUPPY INSURANCE
Protect your new puppy from life’s unexpected moments
See what CoverMy customers say
Bringing home a puppy is an exciting time, but young dogs can be full of surprises. From accidental injuries during playtime to unexpected illnesses, vet bills can quickly add up.
With CoverMy puppy insurance, you can help protect your new four-legged family member with affordable cover designed to support you when your puppy needs care. Choose from flexible policies that can help cover accidents, illnesses, treatment and more.
Get puppy insurance from just £7.40 a month.[1]
Take your pick of two paw-some policies
Time Limited
from
£
7
40
Accidents, illnesses and conditions covered for 365 days
Up to £3,000 vet fee cover
Complementary treatment covered
Excess from £50
Popular
Lifetime
from
£
8
04
Lifetime cover for accidents, illnesses and conditions
Up to £10,000 vet fee cover
Third party liability cover for dogs
Excess from £50
jack-russel-smiling-in-front-of-camera
— Puppy insurance that helps you care for your new best friend
Puppies are curious, energetic and always exploring — which means accidents can happen. Whether your puppy needs treatment after an injury or develops an illness, having insurance in place can help with unexpected vet costs.
Our puppy insurance policies provide straightforward protection, so you can focus on enjoying those first walks, training sessions and cuddles.
Woman hugging a jack russel
— What does puppy insurance cover?
Our puppy insurance can help cover a range of unexpected situations, including:
- Vet fees for consultations, treatment and surgery
- Accidents and illnesses
- Cruciate ligament injuries and hip dysplasia treatment
- Complementary treatments such as acupuncture and hydrotherapy
- Death from accident or illness
- Theft and straying
- Holiday cancellation costs if your puppy becomes unwell
- Third party liability for dogs
This plan covers health conditions for up to 365 days. Any treatment for the same condition after that first year won’t be covered.
Benefits
-
Covered for life
Covers your pet for ongoing conditions year after year, provided you renew your policy without a break. Cover resets each policy year
–
-
Vet fees
Helps cover your pet’s vet bills if they become sick or injured.
£3,000
-
Complementary treatments
Helps cover alternative or supportive therapies for your pet, such as acupuncture, physiotherapy, or hydrotherapy.
£500
-
Third party liability for dogs
Helps cover damage, defence and legal costs if your dog accidentally injures someone or damages their property.
£1 million
-
Death from illness or accident
Covers a percentage of your pet’s purchase price if your cherished pet passes away or needs to be put to sleep due to illness or accident.
£500
-
Theft and straying
Covers a percentage of your pet’s purchase price if your beloved pet is stolen or goes missing for 45 days.
£500
This plan covers health conditions for as long as you keep your policy active, year after year.
Benefits
-
Covered for life
Covers your pet for ongoing conditions year after year, provided you renew your policy without a break. Cover resets each policy year
-
Vet fees
Helps cover your pet’s vet bills if they become sick or injured.
£2,000 – £10,000
-
Complementary treatments
Helps cover alternative or supportive therapies for your pet, such as acupuncture, physiotherapy, or hydrotherapy.
£500 – £1,000
-
Third party liability for dogs
Helps cover damage, defence and legal costs if your dog accidentally injures someone or damages their property.
£1 million – £2 million
-
Death from illness or accident
Covers a percentage of your pet’s purchase price if your cherished pet passes away or needs to be put to sleep due to illness or accident.
£750 – £1,000
-
Theft and straying
Covers a percentage of your pet’s purchase price if your beloved pet is stolen or goes missing for 45 days.
£750 – £1,000
Benefits
Time Limited
This plan covers health conditions for up to 365 days. Any treatment for the same condition after that first year won’t be covered.
Lifetime
This plan covers health conditions for as long as you keep your policy active, year after year.
Covered for life
Covers your pet for ongoing conditions year after year, provided you renew your policy without a break. Cover resets each policy year
–
Vet fees
Helps cover your pet’s vet bills if they become sick or injured.
£3,000
£2,000 – £10,000
Complementary treatments
Helps cover alternative or supportive therapies for your pet, such as acupuncture, physiotherapy, or hydrotherapy.
£500
£500 – £1,000
Third party liability for dogs
Helps cover damage, defence and legal costs if your dog accidentally injures someone or damages their property.
£1 million
£1 million – £2 million
Death from illness or accident
Covers a percentage of your pet’s purchase price if your cherished pet passes away or needs to be put to sleep due to illness or accident.
£500
£750 – £1,000
Theft and straying
Covers a percentage of your pet’s purchase price if your beloved pet is stolen or goes missing for 45 days.
£500
£750 – £1,000
Why choose CoverMy Pet Insurance?
Up to 100% back on eligible vet bills
50 years+ pet insurance and breeder experience
We can pay your vet bills direct to your vet
Why insure your puppy early?
Getting cover while your dog is young can help you prepare for unexpected health issues before they arise. Puppies can need veterinary care for everything from minor injuries to more serious conditions, and insurance gives you extra support when you need it most.
With CoverMy, you can choose a policy that suits your budget and your puppy’s needs.
— Puppy insurance FAQs
Puppy insurance is pet insurance designed to help cover the costs of veterinary treatment if your puppy becomes ill or is injured.
Many owners choose to arrange insurance soon after bringing their puppy home, helping them have cover in place from the start. At CoverMy, puppy insurance starts from just 8 weeks old, so they’re covered while they learn, grow, and settle in.
Vet treatment can be expensive, especially for unexpected accidents or illnesses. Puppy insurance can help reduce the financial worry of paying for eligible veterinary care.
This depends on the level of protection you want. Time Limited cover provides protection for a set period, while Lifetime cover is designed for longer-term ongoing conditions.
Get puppy insurance today
Give your puppy the best possible start with simple, affordable cover from CoverMy.
Get a quote today and protect your puppy’s future.
Get puppy insurance quote
* [1] Cover for a 1yr old female Jack Russell Terrier on our Time Limited plan.
Example prices for Time Limited and Lifetime plans are based on a 1yr old female Jack Russell Terrier with £200 excess + 15% excess.. Price correct at time of publishing.