7 Car maintenance checks to keep you on the road
Learn what to check, how often, and why car breakdown insurance matters.
Read more5th August 2026
No two drivers use their cars in exactly the same way. Some only make short local journeys, while others spend hours on the motorway for work or enjoy regular road trips across the UK and Europe. That’s why choosing breakdown cover that matches your driving habits is just as important as choosing the right car insurance.
With CoverMy Breakdown, you can select the level of protection that suits your lifestyle, helping you stay prepared if your vehicle lets you down.
Whether you’re driving around town, travelling nationwide or heading overseas, CoverMy has flexible options designed to meet your needs.

Local Recovery From just £13.87 a year*
Ideal for everyday drivers who mainly stay close to home. If your vehicle breaks down locally, help is only a phone call away. A trained recovery operator will aim to repair your vehicle at the roadside or recover it to a nearby garage if it can’t be fixed immediately.
National Recovery From just £15.83 a year*
Perfect for drivers who regularly travel longer distances across the UK. If your car cannot be repaired at the roadside, National Recovery helps get both you and your vehicle to your chosen destination, helping to minimise disruption whether you’re travelling for business or leisure.
European Breakdown Cover From just £18.86 per trip*
Planning a driving holiday or taking your car abroad? European Breakdown Cover provides added reassurance when travelling across Europe, giving you access to assistance if the unexpected happens away from home. It’s an affordable way to enjoy your journey with greater confidence.
A breakdown can happen without warning, even if your vehicle is well maintained. Flat batteries, punctures, electrical faults and engine problems are among the most common causes of breakdowns in the UK. Having breakdown cover means you’re not left searching for help or facing potentially expensive recovery costs.
With CoverMy, you can benefit from:
Finding the right breakdown cover shouldn’t be complicated. CoverMy’s improved online quote journey has been designed to make getting protected quick and straightforward.
Simply answer a few questions and receive a personalised quote in as little as 30 seconds, allowing you to compare your options and choose the cover that’s right for you without lengthy forms or complicated processes.
Whether you’re commuting to work, taking the children to school, visiting family or planning your next UK staycation or European adventure, reliable breakdown cover helps ensure that help is available when you need it most.
From local journeys to cross-country travel and overseas road trips, CoverMy offers affordable protection designed around the way you drive, giving you confidence every time you get behind the wheel.
[1] Based on a Local Cover quote for a single vehicle that is less than one year old.
[2] Based on a National Cover quote for a single vehicle that is less than one year old.
[3] Based on a European Cover quote for a single trip policy covering a single vehicle that is less than one year old.